Thailand's Non-Immigrant O-A — the retirement visa — lets foreigners aged 50 and over live in Thailand long-term without working. Here are the exact 2026 requirements, including the financial threshold and the health-insurance rule that catches many applicants out.
The O-A is for applicants aged 50 or older with no intention to work in Thailand and a clean criminal record. The financial requirement can be met three ways: a deposit of THB 800,000 in a Thai bank held for at least 3 months before applying (and maintained through your stay); or a monthly income/pension of at least THB 65,000; or a combination of income plus deposits totalling THB 800,000 per year.
The deposit must be seasoned — immigration checks that the balance was genuinely held, not parked just before applying.
O-A applicants must hold Thai-compliant health insurance. The commonly cited minimums are THB 40,000 of outpatient and THB 400,000 of inpatient cover, though some missions reference higher coverage (up to THB 3,000,000). Requirements vary by embassy, so confirm the exact policy and certification your consulate accepts before you buy.
Insurance must be valid for the full period of stay and issued by an approved insurer.
1) Apply at the Thai embassy/consulate in your home country with your passport, financial evidence, police clearance, medical certificate and compliant insurance. 2) Enter Thailand and, near expiry, extend in-country through immigration. 3) Report your address to immigration every 90 days, and obtain a re-entry permit before leaving if you want to keep the visa alive.
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Either THB 800,000 deposited in a Thai bank for at least 3 months, or a monthly income/pension of at least THB 65,000, or a combination totalling THB 800,000 per year. The deposit must be genuinely held, not deposited just before applying.
You must be 50 years of age or older, with no intention to work in Thailand and a clean criminal record.
Yes. O-A applicants must hold Thai-compliant health insurance — commonly at least THB 40,000 outpatient and THB 400,000 inpatient cover, though some missions require more. Confirm the exact requirement with your embassy.
Yes — retirement-visa holders must report their address to immigration every 90 days, and should obtain a re-entry permit before leaving Thailand to keep the visa valid.
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